Blog

Blog

Insights, guides, and updates to help you navigate loans and agreements.

Assorted international banknotes including US dollars and British pounds, representing a family loan sent from abroad
Tax Guide

Loan From a Foreign Family Member: The $100,000 Rule That Can Turn It Into a Taxable Gift

How to structure a loan from a foreign relative so it is not reclassified as a reportable gift under Form 3520. AFR, documentation, and deadlines.

Aug 24, 2026Read
Wooden family figurines next to a small house model and metal keys on a table, symbolizing a family home loan
Tax Guide

Family Loan Mortgage Interest Deduction: The Recorded Lien the IRS Actually Requires

Can you deduct interest on a family loan? Only if it's secured by a recorded mortgage or deed of trust. The IRS test, the paperwork, and the 2026 math.

Aug 21, 2026Read
A calculator resting on top of scattered paper currency and coins, representing the math behind choosing a family loan interest rate
Tax Guide

What Interest Rate to Charge on a Family Loan: 3 Options and the 2026 AFR Floor

Family loan interest rate guidance for 2026: the July AFR minimums, the $10,000 and $100,000 exceptions, and three real ways to pick a rate.

Jul 16, 2026Read