“I used ZimpleMoney for 9 years but they started charging huge fees for a simple family loan. Family Loan Tracker is a good, simple way to track loans—that's all I need it to do. I compared payment schedule & interest calculations with ZimpleMoney & it was within one cent, so that part is good too.”
Why Look for a ZimpleMoney Alternative?
ZimpleMoney is built for businesses. For families, there's a better way.
High Monthly Costs
ZimpleMoney charges $23-$77/month plus $23 per loan setup. For a 5-year loan, that's $1,400+ in fees—often more than the interest you're saving.
Business Complexity
Designed for professional lenders managing dozens of loans. Features like merchant applications, payment processing, and compliance tools you don't need for family loans.
Poor Value for Families
Monthly subscriptions that add up over years. Transaction fees on every payment. Setup fees per loan. It's expensive overkill for 1-3 family loans.
Built Specifically for Families
Family Loan Tracker gives you everything you need for family loans—without what you don't.
Designed for Family Loans
Simple, transparent tracking for loans between family members. No business features, no complexity—just what you need to manage family loans professionally.
Simple & Affordable
One-time payment of $99 (or $49.50 with 50% launch offer). No monthly fees, no transaction fees, no setup fees. Unlimited loans included.
Family Loan Tracker vs ZimpleMoney
See why families choose Family Loan Tracker over ZimpleMoney
How It Works
Get started in minutes, not days
Create Your Loan
Set up your loan agreement in minutes. Enter amount, interest rate, and terms. Generate a professional PDF agreement.
Track Payments
Record payments as they happen. Automatic interest calculations. Real-time balance updates. Both parties see everything.
Manage & Export
View payment history, generate reports, export PDFs for tax purposes. Everything you need in one place.
Perfect for Family & Private Loans
Ideal for common family lending scenarios
Home Down Payment
Help family members with home purchases. Track payments, calculate interest, maintain transparency.
Education Costs
Support children or grandchildren with education expenses. Professional documentation and payment tracking.
Family Business
Fund family business ventures with clear terms, interest tracking, and professional documentation.
Simple, Transparent Pricing
Choose the plan that works for you. No hidden fees, no surprises.
Start with a 14-day free trial. No credit card required.
Frequently Asked Questions
Everything you need to know about switching from ZimpleMoney
Are the calculations accurate compared to ZimpleMoney?
Yes! Our calculations match ZimpleMoney's results within one cent. We've verified this with users who switched from ZimpleMoney, including payment schedules and interest calculations.
Can I switch from ZimpleMoney easily?
Absolutely. You can start fresh with Family Loan Tracker—no need to import from ZimpleMoney. Set up your loan in minutes and start tracking immediately. We're also considering loan import features for future updates.
Do I need a credit card for the free trial?
No credit card required! Start your 14-day free trial immediately. You only pay if you decide to continue after the trial period.
Do you support US dollars and other currencies?
Yes! We support multiple currencies including US dollars, euros, and more. You can select your preferred currency when setting up your loan.
Is this really simpler than ZimpleMoney?
Yes. Family Loan Tracker is designed specifically for family loans—no business features, no payment processing infrastructure, no complexity. Just simple, transparent loan tracking that does exactly what you need.
What if I'm not satisfied?
We offer a 30-day money-back guarantee. If you're not happy with Family Loan Tracker, contact us within 30 days of purchase and we'll process your refund within 5-7 business days—no questions asked.