Manage your family loan professionally, not manually
The loan tracking tool with all you need to handle family loans with confidence. Automatic calculations, payment tracking, and schedules. Bank-grade accuracy without the complexity.
💎 Limited time offer: $99 one-time payment for lifetime access
Valued by many families for its simplicity and ease of use
Start tracking your loan
Enter the amount you're lending or borrowing
Step 1 of 3
Forward together without financial friction.
Money doesn't have to ruin family dinners. We help you support the people you care about while keeping your financial agreements crystal clear.
No more awkward follow-ups
Skip the awkward money talk. Automated, friendly reminders keep repayments professional so you can just enjoy being family.
No more spreadsheet stress
No more manual math or errors. A shared dashboard tracks everything automatically, keeping both parties 100% in sync.
No more tax or legal doubts
Avoid tax risks and future disputes. Instant, documented agreements protect everyone and keep things crystal clear.
“I used ZimpleMoney for 9 years but they started charging huge fees for a simple family loan. Family Loan Tracker is a good, simple way to track loans—that’s all I need it to do. I compared payment schedule & interest calculations with ZimpleMoney & it was within one cent, so that part is good too.”
Fred
Former ZimpleMoney User
Professional tools for safe family lending.
Streamline every aspect of your family loans with intuitive tracking, automated interest calculations, and shared transparency that keeps everyone on the same page.
a helping hand with...Payment Tracking
Automatically track all family loan payments, calculate interest, and manage payment schedules with ease.
Interest Management
Accurate interest calculations and automatic tracking based on bank rates for family loans.
Payment Schedule
Generate professional family loan payment schedules and get reminders for upcoming payments.
Multi-Party Access
Both lenders and borrowers get access to the family loan dashboard for full transparency.
PDF Export
Export professional family loan agreements, payment history reports, and per-year tax summaries in PDF format — ready for record-keeping or your accountant.
Visual Analytics
Beautiful charts and graphs to visualize family loan progress and payment history.
Setup in minutes for years of clarity
Two simple steps to professional family loan management. From creating a clear agreement to effortlessly tracking all your future repayments.
Never worry about subscriptions again.
Join thousands of families who have already simplified their loans. One payment, forever access.
What our users are saying
Discover how Family Loan Tracker simplifies finances and preserves relationships.
Asking my dad for a loan was honestly super awkward. But having it in an app makes it feel like a real arrangement. No more weird tension at family dinners!
I lent my brother some money to fix his roof since he couldn't get a bank loan. This app just automatically reminds him every month, saving me the trouble of bringing it up.
My parents helped me with a down payment for my house. My mom likes that she can just check the app and see exactly how much I've paid off without constantly asking me.
It's so much better than the old Excel sheet we used to use. That thing was a nightmare to maintain and always broke. Now everything just calculates itself.
We use this for our family cottage expenses. It keeps things completely transparent between my sisters and me, which stops a lot of stupid arguments.
Honestly, I just wanted to help my daughter out with her student loans. This app keeps us both honest and makes sure the IRS is happy with the interest rate.
I borrowed money from my uncle to start my business. Setting up the contract here made him feel much safer about the whole thing.
The best part is definitely the payment tracking. I don't have to keep checking my bank account to see if my son transferred the money yet.
Asking my dad for a loan was honestly super awkward. But having it in an app makes it feel like a real arrangement. No more weird tension at family dinners!
I lent my brother some money to fix his roof since he couldn't get a bank loan. This app just automatically reminds him every month, saving me the trouble of bringing it up.
My parents helped me with a down payment for my house. My mom likes that she can just check the app and see exactly how much I've paid off without constantly asking me.
It's so much better than the old Excel sheet we used to use. That thing was a nightmare to maintain and always broke. Now everything just calculates itself.
We use this for our family cottage expenses. It keeps things completely transparent between my sisters and me, which stops a lot of stupid arguments.
Honestly, I just wanted to help my daughter out with her student loans. This app keeps us both honest and makes sure the IRS is happy with the interest rate.
I borrowed money from my uncle to start my business. Setting up the contract here made him feel much safer about the whole thing.
The best part is definitely the payment tracking. I don't have to keep checking my bank account to see if my son transferred the money yet.
Why Choose Family Loans?
In today's uncertain economic climate, family loans offer a smart alternative to traditional banking.
Save on Interest
Family loans typically offer significantly lower interest rates than banks, helping borrowers save thousands over the loan term.
Flexible Terms
Unlike rigid bank requirements, family loans can be tailored to your specific situation with flexible repayment schedules.
Easier Access
When banks say no due to strict requirements, family loans provide a viable path forward for major life goals.
Why choose Family Loan Tracker?
Stop overpaying for monthly subscriptions. While others charge high recurring fees, we offer more powerful features for a fraction of the price. Compare our lifetime value against the competition.
| Feature | Family Loan Tracker | ZimpleMoney | UsePigeon | Excel Spreadsheets |
|---|---|---|---|---|
| Pricing | $99 one-timeor $6.99/mo | $23+/mo | $19-$29/mo | Free (manual work) |
| Lifetime access | × | × | × | |
| Automatic calculations | × | |||
| Multi-party access | × | |||
| PDF agreements | × | |||
| Payment reminders | × | |||
| Mobile access | × | |||
| Unlimited loans | × | × | × | |
| Error-prone | × | × | × | |
| Time-consuming | × | × | × |
Common Family Loan Scenarios
Family Loan Tracker is built to handle the unique financial dynamics of various family lending situations, from large investments to everyday assistance.
Home Down Payment
Help family members with their home down payment with a structured repayment plan and interest tracking.
Education Costs
Support children or grandchildren with education expenses while maintaining clear payment records.
Family Business
Fund family business ventures with clear terms, interest tracking, and professional documentation.
Debt Consolidation
Help loved ones consolidate high-interest debt with more favorable family terms and payment tracking.
Vehicle Purchase
Assist with family car loans while maintaining clear payment tracking and interest calculations.
Emergency Support
Provide structured support for unexpected expenses with proper payment tracking and documentation.
Frequently Asked Questions
Honest answers to the questions we hear most often
Expert Insights & Resources
Learn from our comprehensive guides and stay updated with the latest family loan management insights.
