Manage your family loan professionally, not manually
The loan tracking tool with all you need to handle family loans with confidence. Automatic calculations, payment tracking, and one-tap payments via Venmo, PayPal & Zelle — no transaction fees.
💎 Limited time offer: $99 one-time payment for lifetime access
Over $13 million in family loans tracked, and counting
Start tracking your loan
Enter the amount you're lending or borrowing
Step 1 of 3
Forward together without financial friction.
Money doesn't have to ruin family dinners. We help you support the people you care about while keeping your financial agreements crystal clear.
No more awkward follow-ups
Skip the awkward money talk. Automated, friendly reminders keep repayments professional so you can just enjoy being family.
No more spreadsheet stress
No more manual math or errors. A shared dashboard tracks everything automatically, keeping both parties 100% in sync.
No more tax or legal doubts
Avoid tax risks and future disputes. Instant, documented agreements protect everyone and put the terms in writing.
“I used ZimpleMoney for 9 years but they started charging huge fees for a simple family loan. Family Loan Tracker is a good, simple way to track loans—that’s all I need it to do. I compared payment schedule & interest calculations with ZimpleMoney & it was within one cent, so that part is good too.”
Fred
Former ZimpleMoney User
Professional tools for safe family lending.
Streamline every aspect of your family loans with intuitive tracking, automated interest calculations, and shared transparency that keeps everyone on the same page.
a helping hand with...Payment Tracking
Automatically track all family loan payments, calculate interest, and manage payment schedules with ease.
Interest Management
Accurate interest calculations and automatic tracking based on bank rates for family loans.
Line of Credit
Let the borrower draw the money in stages instead of all at once. Each draw accrues interest from its own date, all tracked automatically — unlike lump-sum-only trackers.
Payment Schedule
Generate professional family loan payment schedules and get reminders for upcoming payments.
Multi-Party Access
Both lenders and borrowers get access to the family loan dashboard for full transparency.
PDF Export
Export professional family loan agreements, payment history reports, and per-year tax summaries in PDF format — ready for record-keeping or your accountant.
Visual Analytics
Beautiful charts and graphs to visualize family loan progress and payment history.
Pay Now Links
Borrowers pay in one tap via Venmo, PayPal, Cash App, Zelle, or a payment request link like Tikkie — amount prefilled, payment recorded in the same flow.
Setup in minutes for years of clarity
Two simple steps to professional family loan management. From creating a clear agreement to effortlessly tracking all your future repayments.
Never worry about subscriptions again.
Join the families already tracking over $13 million in family loans. One payment, forever access.
“I purchased this product to manage three family loans of various sizes on behalf of my mother with Alzheimer's. I was impressed with the developer, who responded very quickly when I had a question and actually deployed what turned out to be an enhancement. Hoping this application gets traction and stays around for the long run.”
Andrea
Verified Trustpilot Review
Why Choose Family Loans?
Family loans offer a smart alternative to traditional banking, with lower rates and terms you set yourselves.
Save on Interest
Family loans typically offer significantly lower interest rates than banks, helping borrowers save thousands over the loan term.
Flexible Terms
Unlike rigid bank requirements, family loans can be tailored to your specific situation with flexible repayment schedules.
Easier Access
When banks say no due to strict requirements, family loans provide a viable path forward for major life goals.
Why choose Family Loan Tracker?
Stop overpaying for monthly subscriptions. Compare our one-time lifetime price against the recurring fees others charge.
| Feature | Family Loan Tracker | ZimpleMoney | UsePigeon | Excel Spreadsheets |
|---|---|---|---|---|
| Pricing | $99 one-timeor $6.99/mo | $23+/mo | $19-$29/mo | Free (manual work) |
| Lifetime access | × | × | × | |
| Automatic calculations | × | |||
| Multi-party access | × | |||
| PDF agreements | × | |||
| Payment reminders | × | |||
| One-tap payments (no fees) | × | × | × | |
| Mobile access | × | |||
| Unlimited loans | × | × | × | |
| Error-prone | × | × | × | |
| Time-consuming | × | × | × |
Common Family Loan Scenarios
Family Loan Tracker is built to handle the unique financial dynamics of various family lending situations, from large investments to everyday assistance.
Home Down Payment
Help family members with their home down payment with a structured repayment plan and interest tracking.
Education Costs
Support children or grandchildren with education expenses while maintaining clear payment records.
Family Business
Fund family business ventures with clear terms, interest tracking, and professional documentation.
Debt Consolidation
Help loved ones consolidate high-interest debt with more favorable family terms and payment tracking.
Vehicle Purchase
Assist with family car loans while maintaining clear payment tracking and interest calculations.
Emergency Support
Provide structured support for unexpected expenses with proper payment tracking and documentation.
Frequently Asked Questions
Honest answers to the questions we hear most often
Expert Insights & Resources
Learn from our comprehensive guides and stay updated with the latest family loan management insights.
