“I used ZimpleMoney for 9 years but they started charging huge fees for a simple family loan. Family Loan Tracker is a good, simple way to track loans—that's all I need it to do. I compared payment schedule & interest calculations with ZimpleMoney & it was within one cent, so that part is good too.”
Why You Need a UsePigeon Alternative
UsePigeon is shutting down. Don't get caught without a solution.
Platform Shutting Down
UsePigeon entered read-only mode September 2025 and permanently closes December 2025. Your data will be inaccessible after the deadline.
High Subscription Costs
UsePigeon charged $19-$29/month ($228-$348/year). Family Loan Tracker costs $99 once—saving you thousands over time.
Need Reliability
You need a platform that won't shut down on you mid-loan. Family Loan Tracker uses a sustainable one-time payment model.
Family Loan Tracker: Your Reliable Alternative
Everything you need for family loans—without the risk of shutdowns or high fees.
Won't Shut Down
Sustainable one-time payment model means we're here for the long term. Your loans are safe with us—no unexpected shutdowns.
Save up to $6,861
$99 one-time vs $228-$348/year with UsePigeon. Break-even in just 4-5 months, then save every month after.
Family Loan Tracker vs UsePigeon
See why families are switching before UsePigeon shuts down
| Feature | Family Loan Tracker | UsePigeon |
|---|---|---|
| Pricing | $99 one-time (or $49.50 with launch offer)or $6.99/month | $19-$29/month ($228-$348/year) |
| Platform Status | ✅ Active & Stable | ❌ Shutting down Dec 2025 |
| Lifetime access | ||
| Unlimited loans | ||
| Loan agreements | ||
| Payment tracking | ||
| Interest calculations | ||
| Annual statements | ||
| Multi-party access | ||
| Payment reminders |
Migrate from UsePigeon
Export your data before December 1, 2025
1. Export Your Data
Download all loan details, payment history, and documents from UsePigeon before the December 1 deadline.
2. Set Up Family Loan Tracker
Sign up in 5 minutes, create your loans with exported data, and invite your family members.
3. Verify & Continue
Check calculations match, confirm payment history is complete, and continue managing your loans seamlessly.
Simple, Transparent Pricing
Choose the plan that works for you. No hidden fees, no surprises.
Start with a 14-day free trial. No credit card required.
Savings vs UsePigeon
5 years: Save $1,041-$1,641 (95-97%)
10 years: Save $2,181-$3,381 (97-98%)
20 years: Save $4,461-$6,861 (97-99%)
Frequently Asked Questions
Everything you need to know about switching from UsePigeon
Is UsePigeon really shutting down?
Yes. UsePigeon (Pigeon Loans) entered read-only mode on September 1, 2025, and will permanently shut down after December 1, 2025. Current users must export their data before December 1, 2025, after which data export will no longer be available.
What's the best UsePigeon alternative?
Family Loan Tracker is the ideal UsePigeon replacement for family loans. It offers the same essential features but costs $99 one-time instead of $228-$348 per year. You get lifetime access without risk of platform shutdown, saving 95-98% compared to UsePigeon.
How much will I save switching to Family Loan Tracker?
Over 5 years, you save $1,041-$1,641 (95-97%). Over 10 years, $2,181-$3,381 (97-98%). Over 20 years, $4,461-$6,861 (97-99%). Family Loan Tracker breaks even in just 4-5 months compared to UsePigeon.
Can I import my UsePigeon data into Family Loan Tracker?
Yes. Export your loan data from UsePigeon before December 1, 2025, then manually enter it into Family Loan Tracker (takes 10-15 minutes per loan). The process is straightforward and ensures you maintain complete records.
Does Family Loan Tracker have the features UsePigeon had?
Yes, all essential features: create loan agreements, track payments, calculate interest automatically, maintain payment history, provide access for both lender and borrower, send payment reminders, and generate annual statements for taxes.
Will Family Loan Tracker shut down like UsePigeon?
Family Loan Tracker uses a sustainable one-time payment model rather than subscriptions, giving it long-term stability. You get lifetime access after your $99 payment—no ongoing costs, no subscription dependencies. This model is more sustainable than monthly subscriptions.