“I used ZimpleMoney for 9 years but they started charging huge fees for a simple family loan. Family Loan Tracker is a good, simple way to track loans—that’s all I need it to do. I compared payment schedule & interest calculations with ZimpleMoney & it was within one cent, so that part is good too.”
Fred
Former ZimpleMoney User
Why You Need a UsePigeon Alternative
UsePigeon has shut down. Don't get caught without a solution.
Platform Already Shut Down
UsePigeon entered read-only mode in September 2025 and permanently shut down in December 2025. If you didn't export your data before then, it's gone for good.
High Subscription Costs
UsePigeon charged $19-$29/month ($228-$348/year). Family Loan Tracker costs $99 once—saving you thousands over time.
Need Reliability
You need a platform that won't shut down on you mid-loan. Family Loan Tracker uses a sustainable one-time payment model.
Family Loan Tracker: Your Reliable Alternative
Everything you need for family loans—without the risk of shutdowns or high fees.
Won't Shut Down
Sustainable one-time payment model means we're here for the long term. Your loans are safe with us—no unexpected shutdowns.
Save up to $6,861
$99 one-time vs $228-$348/year with UsePigeon. Break-even in just 4-5 months, then save every month after.
Family Loan Tracker vs UsePigeon
See why families switched after UsePigeon shut down
| Feature | Family Loan Tracker | UsePigeon |
|---|---|---|
| Pricing | $99 one-timeor $6.99/month | $19-$29/month ($228-$348/year) |
| Platform Status | ✅ Active & Stable | ❌ Shut down (Dec 2025) |
| Lifetime access | ||
| Unlimited loans | ||
| Loan agreements | ||
| Payment tracking | ||
| Interest calculations | ||
| Annual statements | ||
| Multi-party access | ||
| Payment reminders |
Migrate from UsePigeon
UsePigeon is gone. Here's how to bring your loan over
1. Find Your Old Export
UsePigeon's platform is gone, so if you exported your loan details, payment history, or documents before the shutdown, dig up that file. No export? You can still rebuild the loan from receipts, bank statements, or your own records.
2. Set Up Family Loan Tracker
Sign up in 5 minutes, create your loans with exported data, and invite your family members.
3. Verify & Continue
Check calculations match, confirm payment history is complete, then carry on from where you left off.
Simple, Transparent Pricing
Choose the plan that works for you. No hidden fees, no surprises.
Start with a 45-day free trial. No credit card required.
Savings vs UsePigeon
5 years: Save $1,041-$1,641 (95-97%)
10 years: Save $2,181-$3,381 (97-98%)
20 years: Save $4,461-$6,861 (97-99%)
Frequently Asked Questions
Everything you need to know about switching from UsePigeon