Insights, guides, and updates to help you navigate loans and agreements.
Lump sum or line of credit for a family loan? Compare how each releases money, charges interest, and fits your situation, with a simple decision guide.
Loans to grandchildren face a tax risk parent-child loans do not: the generation-skipping transfer tax. Here is how to structure one correctly.
Was that $30,000 from your parents a loan or a gift? Here's how divorce courts decide, the evidence that wins, and how to document loans now.
Before family funds your business, decide if it is a loan you repay or equity they own. Here is how to choose, and what one $40,000 family loan teaches.
Can you deduct an unpaid family loan on your taxes? Learn the IRS bad-debt rules, required documents, and the 7-year filing window most lenders miss.
What happens to a family loan when the lender dies? See the 3 paths executors use, the tax rules for forgiveness, and how to avoid a sibling dispute.
A calm, step-by-step guide to recovering a loan from a family member who has stopped paying — from the first conversation to a written payment plan, proof it was a loan, and small claims court if it comes to that.
Thinking about using family money for your business? See the real success-rate data, risk factors, and alternative funding routes before you ask a relative for a loan.
Buying a home with multiple generations under one roof? Learn how family loans, ownership structures, and shared equity can fund a multi-generational purchase.
Family loan vs co-signing: compare credit impact, legal risk, and relationship strain to find which option protects your money and your family bond.
How millennials can ask parents for a home loan in 2026 without awkwardness: scripts, numbers to bring, and the gift-vs-loan decision that protects everyone.
How to structure a family down payment loan in 2026: bank requirements, FHA/VA rules, gift vs loan distinctions, and tax-safe AFR terms that work.