Tax Guide
What Interest Rate to Charge on a Family Loan: 3 Options and the 2026 AFR Floor
Family loan interest rate guidance for 2026: the July AFR minimums, the $10,000 and $100,000 exceptions, and three real ways to pick a rate.
Jul 16, 2026Read
Insights, guides, and updates to help you navigate loans and agreements.
Family loan interest rate guidance for 2026: the July AFR minimums, the $10,000 and $100,000 exceptions, and three real ways to pick a rate.
Can you deduct an unpaid family loan on your taxes? Learn the IRS bad-debt rules, required documents, and the 7-year filing window most lenders miss.