
Should You Lend Money to Family? The Complete Decision Framework
Facing a family loan request? Use our comprehensive decision framework to evaluate the risks, benefits, and alternatives before lending money to family members.
Insights, guides, and updates to help you navigate loans and agreements.

Facing a family loan request? Use our comprehensive decision framework to evaluate the risks, benefits, and alternatives before lending money to family members.
Looking for a UsePigeon alternative? UsePigeon is shutting down December 2025. Compare Family Loan Tracker - one-time $99 payment vs UsePigeon's $19-$29/month subscription. See why families are switching.
Looking for a ZimpleMoney alternative? Compare Family Loan Tracker vs ZimpleMoney for family loan management in 2026. Save up to $8,204 with one-time payment vs monthly subscriptions. See which is better for your family loans.
Learn the right way to ask family for money in 2026 including preparation, presentation, documentation, and how to maintain relationships while borrowing from loved ones.
Comprehensive comparison between bank mortgages and family loans for 2026. Learn the costs, benefits, requirements, and how to choose the right option for your home purchase.
Learn the most common mistakes people make when lending money to family members and discover practical strategies to avoid these pitfalls while protecting relationships and finances.
Create a professional family loan agreement in minutes with our free generator. Learn what to include, common mistakes to avoid, and how to protect both lender and borrower with proper documentation.
Explore different types of family mortgage loans including annuity, linear, and interest-only structures. Learn which repayment method works best for your family lending situation.
Navigate the complex tax rules for family loans in 2026 including current AFR rates, minimum interest rates, reporting requirements, gift tax implications, and how to properly document loans for the IRS.
A comprehensive guide to creating formal loan agreements between family members in 2026, including essential elements, current tax considerations, and relationship management.