Insights, guides, and updates to help you navigate loans and agreements.
Before you set up a family loan for private school tuition, learn the IRS rule letting relatives pay tuition directly, tax free, with no dollar limit.
How much wedding money can you gift tax free in 2026, and when should it be a loan instead? The IRS numbers, plus a worked repayment example.
Selling your house to your child or sibling with seller financing? Learn the IRS installment sale rules, the AFR interest floor, and the 2-year resale trap.
Forgiving a family loan counts as a gift to the IRS. See the 2026 exclusion amount, when Form 709 is required, and how to document it correctly.
What happens to a family loan when the lender dies? See the 3 paths executors use, the tax rules for forgiveness, and how to avoid a sibling dispute.
Navigate the complex tax rules for family loans in 2026 including current AFR rates, minimum interest rates, reporting requirements, gift tax implications, and how to properly document loans for the IRS.