App Guide
How to Track a Family Line of Credit With Multiple Withdrawals
Set up a family line of credit where the borrower draws money in stages. Learn how draws differ from repayments and how interest accrues per withdrawal.
Jul 14, 2026Read
Knowledge Base
Knowledge Base
Guides and how-tos to help you use the product and understand family loans.
App Guide
How to Pay Back a Family Loan with Venmo, PayPal, or Zelle
Pay back a family loan in one tap via Venmo, PayPal, Zelle, or Tikkie — amount prefilled, no transaction fees, and every payment tracked automatically.
Jul 4, 2026Read
Taxes & Compliance
The Annual Gift Tax Exclusion: What Family Lenders Need to Know
The 2026 annual gift tax exclusion is $19,000 per recipient. Here's how it interacts with family loans, interest gifting, loan forgiveness, and Form 709.
Jun 25, 2026Read
App Guide
How to Record a Payment in Family Loan Tracker
Step-by-step guide to marking a payment as paid in Family Loan Tracker, including batch payments, confirmation emails, and what trial accounts can and can't do.
Jun 25, 2026Read
App Guide
Understanding Your Loan Dashboard: What Every Number Means
A plain-English breakdown of every stat on your Family Loan Tracker dashboard — periodic payment, total interest, paid principal, overdue amount, and the progress bar.
Jun 17, 2026Read
Tax & Legal
What Counts as a "Family Loan" for IRS Purposes?
The IRS doesn't take your word for it. Here's the three-part test that separates a real family loan from a disguised gift, and why documentation is what tips the scale.
Jun 17, 2026Read
App Guide
How to Give the Other Party Access to Your Loan
Step-by-step guide to inviting the other party (lender or borrower) to your loan in Family Loan Tracker, sharing access, and understanding owner vs participant permissions.
May 27, 2026Read
Tax & Legal
What Is a Promissory Note (and Do Family Loans Need One)?
A promissory note is a written promise to repay money under set terms. Learn what it must contain, how it differs from a full loan agreement, and why family loans need one.
May 27, 2026Read
Using Family Loan Tracker
Weekly, Monthly, or Quarterly? Choosing the Right Payment Frequency
How payment frequency affects total interest, cash flow, and family dynamics — with a concrete comparison of the same loan paid weekly, biweekly, monthly, quarterly, and annually.
May 13, 2026Read
Taxes & Compliance
What Is Imputed Interest on a Family Loan?
Imputed interest is interest the IRS treats you as having earned, even if you didn't. Here's when it applies to family loans, how it's calculated, and how to avoid it.
May 13, 2026Read
Using Family Loan Tracker
How to Set Up a Loan in Family Loan Tracker
A field-by-field walkthrough of the loan creation form in Family Loan Tracker — what each setting controls, which dates to use, and the mistakes to avoid on first setup.
May 4, 2026Read
Taxes & Compliance
What Is the Applicable Federal Rate (AFR)?
The AFR is the IRS minimum interest rate for family loans. Charge below it and the difference is treated as a taxable gift. Here's what you need to know and how to find current rates.
May 4, 2026Read