Tax Guide
What Interest Rate to Charge on a Family Loan: 3 Options and the 2026 AFR Floor
Family loan interest rate guidance for 2026: the July AFR minimums, the $10,000 and $100,000 exceptions, and three real ways to pick a rate.
Jul 16, 2026Read
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Tax Guide
How to Forgive a Family Loan Without a Gift Tax Bill in 2026
Forgiving a family loan counts as a gift to the IRS. See the 2026 exclusion amount, when Form 709 is required, and how to document it correctly.
Jul 15, 2026Read
Tax Guide
Loans to Grandchildren: The Generation-Skipping Tax Trap Most Families Miss
Loans to grandchildren face a tax risk parent-child loans do not: the generation-skipping transfer tax. Here is how to structure one correctly.
Jul 13, 2026Read
Tax Guide
Unpaid Family Loan Tax Deduction: The IRS Bad-Debt Rules (And the Paper Trail You Need First)
Can you deduct an unpaid family loan on your taxes? Learn the IRS bad-debt rules, required documents, and the 7-year filing window most lenders miss.
Jul 8, 2026Read
Tax Guide
2026 Tax Season Guide for Family Loans: IRS Forms & Documentation
Complete tax season preparation guide for family loans in 2026. Learn which IRS forms to file, reporting requirements, deadlines, and step-by-step instructions for 1099-INT, Schedule B, and Form 709.
Feb 12, 2026Read
Tax Guide
Family Loans and Taxes: Complete 2026 Guide (IRS Rules & Requirements)
Navigate the complex tax rules for family loans in 2026 including current AFR rates, minimum interest rates, reporting requirements, gift tax implications, and how to properly document loans for the IRS.
Oct 1, 2025Read