Insights, guides, and updates to help you navigate loans and agreements.
Lending money to aging parents? Learn the loan vs. gift decision, the Medicaid asset-limit trap, and the POA conflict of interest most families miss.
A family opportunity mortgage lets you buy a home for an aging parent, but only one sibling can be the borrower. Here is how the rest pay their share.
A family loan doesn't disappear when the borrower dies. See how estate creditor deadlines and the advancement rule decide who actually pays.
Lending money to your kids before you might need nursing home Medicaid? Here's the federal 3-part test that keeps a family loan from counting as a gift.
Forgiving a family loan counts as a gift to the IRS. See the 2026 exclusion amount, when Form 709 is required, and how to document it correctly.
Loans to grandchildren face a tax risk parent-child loans do not: the generation-skipping transfer tax. Here is how to structure one correctly.
What happens to a family loan when the lender dies? See the 3 paths executors use, the tax rules for forgiveness, and how to avoid a sibling dispute.