The Maximum Interest Rate You Can Charge on a Family Loan (It Isn't the AFR)
Family loans have two interest rate limits: the IRS AFR floor and your state's usury ceiling. See real state caps and how to price a loan safely.
Insights, guides, and updates to help you navigate loans and agreements.
Family loans have two interest rate limits: the IRS AFR floor and your state's usury ceiling. See real state caps and how to price a loan safely.
Does a family loan need to be notarized? No, in most cases, but three situations make it worth the trip. Here is when and why.
Filing bankruptcy with a family loan on the books? Here's how the one-year insider preference rule affects the borrower and the lender.
Was that $30,000 from your parents a loan or a gift? Here's how divorce courts decide, the evidence that wins, and how to document loans now.
Create a professional family loan agreement in minutes with our free generator. Learn what to include, common mistakes to avoid, and how to protect both lender and borrower with proper documentation.
A comprehensive guide to creating formal loan agreements between family members in 2026, including essential elements, current tax considerations, and relationship management.