Relationship Management
Lending Money to a Friend: The Legal Difference From a Family Loan
Lending money to a friend triggers the same IRS interest rules as a family loan, but enforcement and small claims limits work differently.
Sep 4, 2026Read
Blog
Blog
Insights, guides, and updates to help you navigate loans and agreements.
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Scenario-Specific
Family Loan to Buy a Car: The Lien Step That Protects You Both
A family loan to buy a car can beat bank rates, but only with the right lien, interest rate, and insurance steps. Here is exactly how to structure one.
Aug 19, 2026Read
Loan Management
How to Pause a Family Loan During a Hardship: The $10,000 Rule That Keeps It From Becoming a Gift
How to pause family loan payments during a hardship without an IRS gift tax problem. The $10,000 rule, three pause structures explained.
Aug 14, 2026Read
Tax Guide
What Interest Rate to Charge on a Family Loan: 3 Options and the 2026 AFR Floor
Family loan interest rate guidance for 2026: the July AFR minimums, the $10,000 and $100,000 exceptions, and three real ways to pick a rate.
Jul 16, 2026Read