Legal Guide
Family Loan Prenup: How to Keep $60,000 From Your Parents Out of a Divorce
A family loan prenup keeps money from parents separate in a divorce, but only if the loan paperwork comes first. Here is how to structure both.
Sep 30, 2026Read
Blog
Blog
Insights, guides, and updates to help you navigate loans and agreements.
Categories
Comparison
Reverse Mortgage vs. Family Loan: The 3% to 5% Fee Gap Most Families Miss
Reverse mortgage vs. family loan for an aging parent: real 2026 HECM fees, IRS AFR rates, and a decision framework before you tap the home equity.
Sep 28, 2026Read
Estate Planning
Buying Out Siblings on an Inherited House: Why a Family Loan Beats a High-Rate Estate Loan
How to buy out siblings on an inherited house without a high-rate estate loan: appraisal steps, AFR-priced notes, and the 2026 gift tax limit to watch.
Sep 25, 2026Read
Estate Planning
Family Loans and Elder Financial Abuse: The Test That Proves It Was Real
A family loan can be challenged as elder financial abuse or undue influence. Here's the documentation test that proves it was a real loan.
Sep 23, 2026Read
Relationship Management
Lending Money to a Boyfriend or Girlfriend: Why a Court Will Call It a Gift Without This
Lending money to a boyfriend or girlfriend? Without a signed loan agreement, most courts presume it was a gift. Here is how to protect the money.
Sep 21, 2026Read
Loan Management
How to Track a Family Debt That Grows Over Time (Unpaid Rent, Covered Bills)
Unpaid rent or bills you cover keep adding to what a family member owes you? Here is how to track a growing debt as a line of credit both of you can see.
Sep 18, 2026Read
Scenario-Specific
Family Loan for Adoption Expenses: Why Who Pays the Agency Decides Your $17,670 Credit
A family loan for adoption expenses can preserve your 2026 $17,670 adoption tax credit, but only if you structure who pays the agency correctly.
Sep 18, 2026Read
Scenario-Specific
Family Loan for IVF: How to Borrow From Parents Without It Becoming a Gift (or a Grudge)
IVF often costs $20,000 to $30,000 a cycle. Here is how to structure a family loan for fertility treatment, keep the deduction, and protect the relationship.
Sep 16, 2026Read
Decision Guides
Family Loan or Gift for a Down Payment? What Mortgage Lenders Actually Require
Family loan or gift for a down payment? See what Fannie Mae and FHA actually require, the DTI risk, and why a fake gift letter is mortgage fraud.
Sep 14, 2026Read
Scenario-Specific
Family Loan for Home Renovation: The Lien Risk a Purchase Loan Never Has
A family loan for home renovation carries a lien risk a purchase loan does not. Here is how to price, secure, and document it correctly.
Sep 11, 2026Read
Legal Guide
Statute of Limitations on a Family Loan: How Long You Actually Have to Collect
How long do you have to collect on a family loan? The statute of limitations runs 2 to 20 years depending on your state and whether it's in writing.
Sep 9, 2026Read
Legal Guide
Can You Sue a Family Member for an Unpaid Loan? What It Actually Takes to Win
Yes, you can sue a family member over an unpaid loan. See small claims limits and filing deadlines by state, plus the evidence that wins in court.
Sep 7, 2026Read