App Guide
How to Export Your Full Amortization Schedule (PDF or CSV)
Where the Schedule button is, what the PDF and the CSV contain, what each column means, and why the Loan Details PDF only shows the next 12 payments.
Sep 15, 2026Read
Knowledge Base
Knowledge Base
Guides and how-tos to help you use the product and understand family loans.
Getting Started
How Loan Ownership and Licenses Work
Who owns a loan in Family Loan Tracker, why only the creator needs a license, and how families avoid duplicate accounts and loans.
Sep 7, 2026Read
App Guide
How to Handle Overdue Payments in Family Loan Tracker
What it means when a payment shows as overdue, what actually changes, and how to clear it, with no late fees or rate changes involved.
Sep 7, 2026Read
App Guide
Understanding Deferred Interest: Disbursement Date vs. First Payment Date
Why a loan's balance can start higher than the amount lent when there is a gap between the disbursement date and the first payment date, and what to do about it.
Sep 7, 2026Read
App Guide
How Interest Payback Works
How Family Loan Tracker's interest payback percentage actually works, and how to configure it for a clean share of the interest.
Sep 7, 2026Read
App Guide
How to Change Your Loan's Terms After It's Set Up
How to correct a family loan's amount, rate, term, or dates after setup in Family Loan Tracker, and what locks once payments exist.
Sep 7, 2026Read
App Guide
How to Track a Family Line of Credit With Multiple Withdrawals
Set up a family line of credit where the borrower draws money in stages. Learn how draws differ from repayments and how interest accrues per withdrawal.
Jul 14, 2026Read
App Guide
How to Record a Payment in Family Loan Tracker
Step-by-step guide to marking a payment as paid in Family Loan Tracker, including batch payments, confirmation emails, and what trial accounts can and can't do.
Jun 25, 2026Read
App Guide
Understanding Your Loan Dashboard: What Every Number Means
A plain-English breakdown of every stat on your Family Loan Tracker dashboard — periodic payment, total interest, paid principal, overdue amount, and the progress bar.
Jun 17, 2026Read
Tax & Legal
What Counts as a "Family Loan" for IRS Purposes?
The IRS doesn't take your word for it. Here's the three-part test that separates a real family loan from a disguised gift, and why documentation is what tips the scale.
Jun 17, 2026Read
App Guide
How to Give the Other Party Access to Your Loan
Step-by-step guide to inviting the other party (lender or borrower) to your loan in Family Loan Tracker, sharing access, and understanding owner vs participant permissions.
May 27, 2026Read
Tax & Legal
What Is a Promissory Note (and Do Family Loans Need One)?
A promissory note is a written promise to repay money under set terms. Learn what it must contain, how it differs from a full loan agreement, and why family loans need one.
May 27, 2026Read