Knowledge Base

Knowledge Base

Guides and how-tos to help you use the product and understand family loans.

Calculator, pen, and tax paperwork on a wooden desk
Taxes & Compliance

What Is Imputed Interest on a Family Loan?

Imputed interest is interest the IRS treats you as having earned, even if you didn't. Here's when it applies to family loans, how it's calculated, and how to avoid it.

May 13, 2026Read
IRS tax documents and a calculator on a desk
Taxes & Compliance

What Is the Applicable Federal Rate (AFR)?

The AFR is the IRS minimum interest rate for family loans. Charge below it and the difference is treated as a taxable gift. Here's what you need to know and how to find current rates.

May 4, 2026Read