Guides and how-tos to help you use the product and understand family loans.
A family loan whose rate follows the prime rate or changes on a set date? Record each new rate with the day it starts. Earlier months keep their old rate and the installment is recalculated from there.
Where the Export menu is, what the full schedule PDF and the CSV contain, what each column means, and why the Loan summary PDF only shows the next 12 payments.
Who owns a loan in Family Loan Tracker, why only the creator needs a license, and how families avoid duplicate accounts and loans.
What it means when a payment shows as overdue, what actually changes, and how to clear it, with no late fees or rate changes involved.
Why a loan's balance can start higher than the amount lent when there is a gap between the disbursement date and the first payment date, and what to do about it.
How Family Loan Tracker's interest payback percentage actually works, and how to configure it for a clean share of the interest.
How to correct a family loan's amount, rate, term, or dates after setup in Family Loan Tracker, and what locks once payments exist.
Set up a family line of credit where the borrower draws money in stages. Learn how draws differ from repayments and how interest accrues per withdrawal.
Pay back a family loan in one tap via Venmo, PayPal, Zelle, or Tikkie — amount prefilled, no transaction fees, and every payment tracked automatically.
The 2026 annual gift tax exclusion is $19,000 per recipient. Here's how it interacts with family loans, interest gifting, loan forgiveness, and Form 709.
Step-by-step guide to marking a payment as paid in Family Loan Tracker, including batch payments, confirmation emails, and what trial accounts can and can't do.
A plain-English breakdown of every stat on your Family Loan Tracker dashboard — periodic payment, total interest, paid principal, overdue amount, and the progress bar.